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Payment processing, escrow, and payouts in one simple API

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Charge cards and bank accounts

with Balanced Processing

Pay out to bank accounts

with Balanced Payouts

Escrow funds

use all 3 with Balanced for Marketplaces

Balanced Processing

Credit cards (U.S. and international)  |  Bank accounts via ACH (U.S. only)

Accept credit cards and debit bank accounts for your business.

  • No PCI requirements

    Balanced is Level 1 PCI certified, so you can pass card data directly to us without worrying about compliance.

    More about security

  • Soft descriptor control

    Specify the credit card statement descriptor on a per-transaction basis.

  • Completely white-labeled

    Retain your brand and keep customers on your site; buyers do not need to sign up for a Balanced account.

Balanced Payouts

Bank accounts via same-day ACH (Wells Fargo accounts)  |  Bank accounts via next-day ACH (U.S. only)

Use with any card processor or as a stand-alone service for same-day bank deposits.

  • Pay out same day

    Balanced now offers same-day ACH payouts to Wells Fargo bank account holders. Pay all other merchants via next-day ACH.

    See payout schedule

  • No fees to add funds

    To pay out, simply fund your balance with your bank account.

    More about pre-funding your account

  • Completely white-labeled

    Retain your brand and keep customers on your site; merchants do not need to sign up for a Balanced account.

Balanced for Marketplaces

Combine card processing and bank payouts with escrow.

  • Decide when to disburse funds

    Once a card is charged, funds are implicitly placed in escrow for as long as you need. You decide when to pay your merchants upon fulfillment of an order or a service.

    More about escrow

  • Define your own fee structure

    Set your own fees by determining how much to collect from buyers, merchants, or both.

    View fee scenarios

Integrate in minutes

Balanced provides client libraries and a RESTful API for you to easily integrate.

View our docs

All inclusive pricing

No monthly fees. No setup fees. No recurring fees.

More about pricing

  • Processing: credit card (per txn)

    2.9% + 30c

  • Processing: bank account (per txn)

    25c

  • Payouts: bank account (per deposit)

    25c

Solve your payments problem today.

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